The state has the FAIR plan for people who can't get private insurance. A big problem here is that up until very recently insurers' rate increases were strictly limited under state law due to voter initiatives passed decades ago. So insurers were losing money because we have a lot of construction in fire-prone areas (partly due to stupid…
The state has the FAIR plan for people who can't get private insurance. A big problem here is that up until very recently insurers' rate increases were strictly limited under state law due to voter initiatives passed decades ago. So insurers were losing money because we have a lot of construction in fire-prone areas (partly due to stupidity, but partly because it's too hard to build in more livable areas) and many have pulled out or threatened to pull out, which would put more people on the FAIR plan with much higher premiums.
The problems are largely self-inflicted, but no one who's in office now had anything to do with it. The state is trying to loosen the rules on rate hikes to the extent they can, to try to convince the insurers to stay in the market.
Dumb legislation is dumb whether or not it's passed by the legislature or at the ballot box. The CA Lege voted for electric utility deregulation (which resulted in 100's of billions of cumulative economic damage to the state) unanimously. Clearly we just need a benevolent dictator because lawmaking by state legislators is a terrible idea.
I’m glad MN doesn’t have a ballot initiative process. Red states need them bc GOP legislators don’t do basic stuff for their citizens. But, it is extremely unnecessary for blue states to have them bc intelligent people who follow facts and science are in charge. There’s a reason why I don’t send my neighbors to the Capitol to debate legislation. Instead, I send Fue and Bobby Joe to get the shit done for us.
The state has the FAIR plan for people who can't get private insurance. A big problem here is that up until very recently insurers' rate increases were strictly limited under state law due to voter initiatives passed decades ago. So insurers were losing money because we have a lot of construction in fire-prone areas (partly due to stupidity, but partly because it's too hard to build in more livable areas) and many have pulled out or threatened to pull out, which would put more people on the FAIR plan with much higher premiums.
The problems are largely self-inflicted, but no one who's in office now had anything to do with it. The state is trying to loosen the rules on rate hikes to the extent they can, to try to convince the insurers to stay in the market.
Another reason why policy making by initiative is a terrible idea
Dumb legislation is dumb whether or not it's passed by the legislature or at the ballot box. The CA Lege voted for electric utility deregulation (which resulted in 100's of billions of cumulative economic damage to the state) unanimously. Clearly we just need a benevolent dictator because lawmaking by state legislators is a terrible idea.
I’m glad MN doesn’t have a ballot initiative process. Red states need them bc GOP legislators don’t do basic stuff for their citizens. But, it is extremely unnecessary for blue states to have them bc intelligent people who follow facts and science are in charge. There’s a reason why I don’t send my neighbors to the Capitol to debate legislation. Instead, I send Fue and Bobby Joe to get the shit done for us.